Privacy Policy

As a general principle, My Banjo Teacher respects your privacy and does not intend to abuse that privacy. Our servers log statistical information regarding usage, but this is used only for purposes of server management, traffic analysis, and design evaluation, but no personally identifiable individual visit records are maintained in the files of the My Banjo Teacher.

Similarly, our servers may use "cookie" technology for purposes of providing an effective delivery of information, but we do not maintain personally identifiable information in our records. Personal information voluntarily submitted by visitors to our sites, such as by filling out online forms, providing membership information, or by making purchases, will be maintained for the purposes for which they were submitted. Any personal information so submitted will not be shared outside of the offices of the My Banjo Teacher, except as may be required by law or court order.

This privacy policy is intended to cover all visitors to this website, all subscribers to lists or newsletters whether paid or unpaid, all members or affiliates whether paid or unpaid, and all customers. Persons who visit or view this website, whether intentionally or unintentionally, whether solicited or unsolicited, are described herein as "visitors" and are parties to this privacy policy. Subscribers to lists or newsletters are referred to herein as "subscribers" and are parties to the privacy policy. Persons who join an organization or marketing endeavor (e.g. "affiliates") promoted by this website are called "members" herein and are covered by this privacy policy. Finally, anyone who orders, attempts to order, or receives a product sold (recipients) or advertised on or delivered from this website, even at no cost, is called a "customer" herein and is subject to this privacy policy not only by passive acceptance, but by virtue of the purchase agreement contract. The website, its agents, owners, operators, and employees are referred to collectively herein as "website," "site," and/or "seller".

In the event that a person excluded from this website because of the terms of use or from denial of service by the website, who nonetheless unlawfully views this site, that person remains subject to the terms of this privacy policy and is in violation of the terms of use.

Acceptance of the terms of this privacy policy is a portion of the consideration required for your right to visit the website. If you do not accept these terms, you have no right to visit this site and you are fraudulently using this site.

Website visitors who wish to communicate with the website do so under two conditions: one, they give their permission for contact by the website; two, they are subject to any ‘submission’ provisions of the terms of use or this privacy policy. While your email address may or may not be used to solicit you, it is added to the website's general solicitation database.

If you are a customer and send an email to the website, or if you communicate with the site by phone or mail, the website collects information about your communication and by communicating with the site you give your permission to collect, archive, retrieve, and otherwise use any information collected as the site sees fit.

Any communication which, in its sole discretion, the site deems to be a testimonial, may be publicized for commercial purposes.

Visitors clicking on banners or pop-ups or hyperlinked advertising, appearing on this website must assume that information is being collected about them. This site is not responsible for the use of information collected in such a fashion. Visitors must assume that (1) information will be collected, (2) that ‘cookies’ will usually be placed on their hard drive, (3) that website does not have any control over what happens with this information, (4) that website takes no responsibility over the accuracy or content of advertisers, (5) that website is not responsible for downloads from third party advertisers that contain viruses or worms or other computer code that causes their computer or software harm, and (6) that website assumes no responsibility for the data that is garnered from the click itself or that the advertiser collects.

If you send a friend an email from this site or if you send the burl or one of our web pages to a friend, you must assume that some data is collected about your IP address or your email address and that of your friend. You must assume that referred emails or web pages may appear to come from your email. You must accept fully responsibility for referring pages or email to a friend and agree to indemnify this site for any damage, intentional or unintentional that results from said referrals.

Unless otherwise specified in the survey, you must assume that any information provided to the website as part of a survey in which you participate may be used for general solicitation for commercial purposes and that such information will be shared with joint venture partners, affiliates, marketing organization or used by the site itself for product design or solicitation purposes.

Many websites, including this one, collect information about your computer, your email address, your IP address. You must assume that your web-viewing or web-use activity is monitored, tracked, and information collected. This information is not usually of a personal nature, but it may help define your viewing habits and product preferences even though the website may or may not have any idea who you are.

The use of information as described below may or may not be how information that is collected is customarily used by this site. While actual use of any information collected may be used quite conservatively, you must assume that it is not. You must assume that information collected is shared with other persons or entities for commercial purposes. While this is uncommon in practice, you must assume that it is as you make your decision whether or not to view or interact with this website. This type of shared information may include your name, address, phone number, email address and buying habits, as well as other information. This information may be used for general commercial solicitation by this website or other persons it is sold to, rented to, or shared with.

Credit card information or other financial information is not usually known to the website. However, in the event that it is made known, that information is never revealed to anyone except to processing authorities or law enforcement agencies. However, the provider of such information gives express permission to use it in fraud investigation or for litigation.

By providing to this website information that forms the basis of communication with you, such as an email address, you waive all rights to file complaints concerning unsolicited email or spam from this website since, by providing such information, you agree to receive communication from us or other marketing organizations. However, all email communication with you shall contain an 'unsubscribe' link where you may notify the website that you no longer wish to receive solicitations or information from the website and your name will be removed from the general solicitation database.

This website takes measures to protect its data that contains information related to you. However, as a consideration for viewing this site or interacting with this site in any manner, you waive all claims of any nature against this site concerning the loss, alteration, or misuse of information. You must assume that it is possible for your personal data to be obtained by others, such as "hackers," and used in an inappropriate manner that may cause you harm and that you agree that the site is not responsible for damages to you.

Visitor agrees that the applicable law to be applied shall, in all cases, be that of the state of the website owner(s).

As a service to our visitors, our sites provide links to a limited number of carefully selected other web sites that may be of interest to them or to the general public. These generally open in a separate browser window. My Banjo Teacher Makes no representation regarding the content of those external sites, and it cannot monitor all changes made therein subsequent to placement of our link.

COPPA (children's online privacy protection act) compliance

We are a commercial enterprise, and do not sell to, nor accept donations of any sort from, children. Our sites do not target service to children under age 13 except that they may access general material regarding our subject matter that is deemed wholesome and suitable for all ages. No information is collected from children under age 13. Information on the children's online privacy protection act is available at the federal trade commission site, and at their KIDZPRIVACY site.